In every career folks require assistance, perhaps the neighbour has a car issue, rather than exploring the garage he knows "a friend" that may help him fix it - outcome car now has more issues than it began with and also the bill to sort it out is more than at the start, familiar story? Transferring UK Pensions is not something to tackle with "a friend", pension exchanges frequently involves big capital sums and any incorrect aid could either minimize the returns about the money or cause the funds being taxed due to incorrect product or jurisdiction being used.
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